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Money Exchange Bali

Currency in Bali, Tips for Safe exchange money at Bali Money changer


The list of authorized and official place for exchange your money in Bali. Avoid the scams, And get the Best and recommended place to change your currencies in Bali. Here is the list of the trusted and authorized money exchange and The safe Travel Guide To Bali

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Currency in Bali

You may come to Bali with your own currencies in hands and it is no such a problem with it. There are many money changer easily found around the island. When you stay at the tourist center like kuta, Legian, Seminyak, Ubud etc. You will find many money changers at the main street.

Money Exchange in Bali
Latest Indonesian Rupiah (IDR)

Most travelers may get confused because of the money offer the High rate while the other one have lower rate. Everyone definitely want to get the better and higher exchange rate right?. You may get impressed for those money changers put High exchange rate for many currencies. At this point you should be aware.

There are many past Bali visitor having problem with exchanging money in Bali, So This time we will assist you with the guide for finding the trusted and authorized money changer in every tourist destination in Bali. So that as a travelers you will get a good and pleasant holidays in this beautiful island.

Understanding The local Bali currency

You may not familiar with Indonesian Bank notes. As it comes with Many zero or even too many for you. It is common spending of Thousand or even Million Rupiah for every transaction you do in Bali. Let say A bottle of water will cost you 5000 IDR (Five thousand rupiah) or 100.000 (One Hundred Thousand) for a portion of meals purchase in the restaurant.

Read: Best Tours in Bali

The local/ Indonesian Bank notes is available in these Denominations : 100.000, 50.000, 20.000, 10.000, 5.000, 2.000, Coin will be available for denomination 2.000, 1.000 and 500. The easist way to understand the currency, You can first remove the 3 Zero from behind. example 100.000, Just put it 100, or 100K.

Bali Currency to Aud or SGD

For example, You have 100 Australian or Singaporean dollar, Which is the conversion rate into Bali currency or Indonesian rupiah 10.000 (10k) for 1 Dollar. So, When you have 100 AUD/ SGD it will comes into 1.000.000 (One Million Rupiah) in Bali currency. Yes, You are A millionaire in Bali :-). for live exchange rate you can check Here

  • 1 $ = 10.000 (10k)
  • 5 $ =50.000 (50k)
  • 10 $ = 100.000 (100k) and so on

Things to Care before exchange your Currencies in Bali

Before exchanging your money, This is a few tips to care before hand to avoid any problem during the changing your currencies into local bank notes:

  • Your currencies should be clear without any tears, Ink mark or hand written
  • Avoid to make exchange small denomination, Otherwise you will get less. The small denomination exchange rate will be much cheaper. Change only denomination from 50 to 100 Notes
  • Bring only the newer version of your currency. Old banknotes will drop the conversion rate. bring only bank note above years 2000
  • Make exchange only the amount you need
  • Make exchange only at the reputable and authorized money changer as shown Below!

Where to Exchange money in Bali?

When you are in Bali, Most the transaction using Local Bank notes, While foreign currencies are also accepted. But most of the local shop or restaurant prefer Indonesian rupiah. Except for big amount shopping. Credit Card are also accepted for transaction for restaurants or Shopping Mall. But for small shop like art market or small local stall they don’t. Please note Most merchant in Bali will make surcharge 2,5 – 3% for credit card payment for transaction fee. That is quite high. So the best way is prepare yourself with cash in Local currency.

Money Exchange in Bali

Authorized Money Canger in Kuta/Legian/Seminyak/ubud etc

When you are in the main tourist center, It will be easy to find the money changer. Here is the list of Recommended and Authorized Money Changer around the town.

PT Central Kuta Money Changer

This is the most recommended and the most reputable money changer in Bali. They are easily found in the main Tourist town in Kuta, Seminyak, Legian, Nusa Dua, Jimbaran, Ubud, Sanur etc. Their counter usually inside of the Mini Mart along the street of the tourist center. Their small counter has screen and up to date online rates.

PT Central Kuta Money Changer

  • Heade Office : Jl. Sunset Road No.168, Seminyak, Kuta, Kabupaten Badung, Bali 80361, Indonesia
  • Opening Hours : 07.30AM – 01.00AM (Daily)
  • Website :

PT. Dirgahayu Valuta Prima

Dirgahayu Valuta Prima, Known with Best Money exchange in Bali with high Rate, Has been around since 1984 and has opened branches in Kuta, Sanur; Ubud and one near Tanah Lot Temple. They will usually ask for your valid passport or ID for each transaction at their branches.

  • Head Office : Jalan Subita No. 21X, Denpasar, Bali 80236, Indonesia
  • Opening Hours: Daily but times change according to the branch

PT Bali Maspintjinra

Their Sign is BMC Money Changer, This authorized money changer has been in business since 1993 and has branches in Kerobokan, Legian, Sanur and Ubud. Which you’ll easily identify by its large road side mural of a US dollar bank notes.

  • Head Office : Jalan Raya Seminyak
  • Opening Hours: Daily from 8am to 9pm

Read: Best Local Sim Cards in Bali

Money Exchange in Bali at Local Bank

Can’t find money changer nearby your area? Then the other option is go to Local Bank instead. You may ask your Local Driver or Guide for this option. There are Many local Bank branches you can go with the local guides or driver assistance.

  • Local Bank : BCA, BNI, BII, BRI, Mandiri, OCBC etc
  • Bank opening Hours : Monday To Friday 09.00AM to 3.00PM

Money Changer at Bali Air Port

Exchange your currencies are also available At Bali Airport, However their rate is not as high as the 4 options mentioned above. This option you can do when you are in an urgent cash need. You may change as much as you need only. You can find the money changer at airport at the Rendezvous hall just after you out from the immigration counter.

Read: Most Popular Temples in Bali

Withdraw Cash at ATM machine

The last one you can withdraw cash at any ATM machine, This is the last choice you can do. But you may being charged high transaction fee for this situation. Use this option if you can’t manage to find Money exchange counter and during the urgent need only.

How Avoid Money Exchange Scam in Bali?

There are many the past travelers has an annoying and disappointing during their exchanging currencies in Bali. Most of them are mostly impressed with High conversion rate offers from the money changer. But they are often received less amount the should get.

Read: All Bali Beaches

Time needed: 2 minutes.

How to avoid the scam during money exchange in Bali?

  1. Find only an authorized Money changer

    An Authorized money changer is usually has online rate shown in the screen. Their office may look small but has a good office lighting (not in Dark place). Most of them are located inside the Mini mart

  2. You are the last one count your Money

    Count your money as the amount you should get. You are the last one counting the money, Not the money changer staff and make the amount you get as shown in the exchange Bill.

  3. Leave the money changer with correct amount

    Make sure you get the correct amount before leaving the counter, Complain or less amount you get after leaving the counter will be rejected.

  4. Bali Currency to Aud or SGD

    it is easy to indicate and convert from SGD (Singaporean Dollar) or Australian Dollar (AUD) into Bali currency or indonesian Rupiah. You can use a simple method 1$ = IDR.10.000, 10 is equal to IDR.100.000 etc

Read: Bali Local Foods must try in Bali

Currency Exchange in Bali FAQ

The Best/Safe/Reputable and Authorized Money changer in Bali

Highly recommended at PT Central Kuta Money Changer, Dirgahayu Valuta Prima, BMC Money Changer and Local Bank in Bali.

Money changers in Kuta/Legian/Seminyak/Ubud etc

There are many branches of PT Central Kuta Money Changer around kuta/Legian/Seminyak and the rest of tourist center in Bali.

Can i pay in foreign currency in Bali?

Foreign currency is accepted for transaction while in Bali, Especially for big amount payment like paying driver service or purchasing above 50$. For Restaurant or market purchasing, Locals are prefer Indonesian Rupiah.

Is Credit Card Accepted?

Credit card are accepted for most shop or restaurant, Please bear in Mind that transaction fee may being surcharged. it will be between 2-3% depending on merchants. Card payment is not accepted for those small local stall or market.

How Much money should i bring to Bali

it is depending on your activities in Bali, but for the basic spending for transportation and meals roughly spends $50/Person/Day. Read your average spending in Bali

Which currencies should i Bring to Bali

Most of the currencies are accepted in Bali and all of them are easily to be exchanged into Local currencies. For best and higher conversion rate preferred to Bring major currencies like USD/AUD/EURO/SGD

Read : Most Instagrammable places in Bali

When you are staying away from the tourist center, You may need to prepare yourself with enough cash. Especially when you do tours in Bali to the remote are like waterfalls in Bali or visiting villages, Money changer or ATM may hard to Find.

Useful Link : Book a Tours in Bali

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